I love this time of year for many reasons but there are also a few that stress me out.
Spending time with family and friends celebrating and seeing the look on the faces of children when they see Santa are some of the good ones for sure. Getting the bill from my credit cards after Christmas is one of them that stresses me out. I work hard all year trying to make ends meet and the Christmas shopping bug takes over making me spend money that I don’t have. This problem is only made bigger by the added cost of heating my home during the cold winter months as well. My energy bill tends to increase by nearly twenty five percent during the coldest months of Winter and I would really like to find a way to decrease that. I went on my HVAC dealer’s website and followed some of the energy saving tips that they recommended and I am hoping it will help. They suggested that I use that plastic film on my windows and use draft blockers on the exterior doors that I don’t use as much. These were a couple of inexpensive ways to try and keep the warm air in the house so it can’t hurt to try them. Maybe if I can save some of that twenty five percent it can go towards paying for my gift buying expenses. I really need to find a better way to monitor my spending so that I don’t end up stressed beyond belief after the Holiday season. My bank account and restless nights from worry would definitely benefit from this change.